Are you purchasing a home for the first time? Or maybe it’s been a while since you secured your first mortgage and you have questions about where to begin again. If so, look no further than Ideal Mortgage Solutions – Mortgage Broker Winnipeg.

At Ideal Mortgage Solutions, we know the process of obtaining a mortgage can seem intimidating, especially when you aren’t sure what is involved or even where to begin!

The following checklist should help you to begin navigating through the mortgage process. As you look through this list, please don’t hesitate to reach out to our team with any questions you may have or to get the ball rolling on certain tasks!


  1. Contact a mortgage professional
  2. Discuss:
    1. Products
    2. Rates
    3. Terms
    4. Other Options/Conditions
  3. Decide on mortgage product that best suits your needs
  4. Get pre-approved for mortgage product (if applicable)
  5. Search for a home that fits within your borrowing budget


Once you have found your dream home and plan to make a purchase, it is time to move forward in the mortgage process. Be sure to gather all of the following information beforehand if you wish to expedite your mortgage processing.


___ Your banking information (including recent savings or investment statements)

___ A list of your current assets and liabilities

___ Your T-4 slip

___ A copy of your latest paycheck

___ A letter of employment or a T1 – General Notice of Assessment if you are self-employed

___ Two forms of identification

___ A copy of the property listing, purchase and sale agreement, and valuation report


The above list is not all-inclusive because different situations may require additional information or documentation. This is a general list that covers the majority of information needed to finalize your mortgage and can be used for the purposes of helping you better prepare and understand the mortgage process.

At Ideal Mortgage Solutions, we strive to provide every client with the tools they need to feel comfortable and stress-free while they are securing the financing for their dream home. If you have any questions about the information listed above or would like to start filling out your mortgage checklist, give us a call and book your free mortgage consultation today!